Surprise Homes with FHA New Financing

Surprise Homes with FHA New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County that perfectly blends the charm of suburban living with the excitement of urban amenities. Known for its friendly neighborhoods, lush parks, and a plethora of recreational activities, Surprise is an ideal destination for families, retirees, and everyone in between. With a population that continues to grow, the city boasts a rich tapestry of cultural diversity, making it a welcoming place for newcomers.

Surprise is not just about its stunning landscapes and community spirit; it also offers a variety of housing options, including homes that qualify for FHA financing. This makes it easier for first-time homebuyers and those looking to invest in real estate to secure their dream home in this thriving community. FHA loans are designed to promote homeownership by providing lower down payment options and flexible credit requirements, making it an excellent choice for many buyers in the market.

Imagine waking up in a charming Surprise home, where you can enjoy the sun-kissed Arizona days and explore nearby attractions such as the Surprise Stadium, home to spring training for Major League Baseball teams, or the beautiful parks that dot the landscape. Whether you're looking for a single-family home, a cozy townhome, or a spacious property with plenty of outdoor space, Surprise has something to offer everyone.

With the added benefit of FHA financing, now is the perfect time to explore the housing market in Surprise, AZ, and discover the perfect place to call home. Embrace the lifestyle you’ve always dreamed of in this delightful city!

Newest Surprise Homes with FHA New Financing

2 Beds ⋅ 2 Baths ⋅ 7068480 MLS ⋅ 2,014 SqFt.

Remodeled Sierra in Sun City Grand.Courtyard leads Kitchen has White cabinets with self closing drawers and cabinets, Quartz counters and backsplash,SS appliances include Double ovens, built-in microwave, beautiful lighting, huge island and Plantation Shutters through-out. LVP through-out except Den and bedrooms have carpet. Gas Fireplace in Great room. New baseboards thru-out. Primary bedroom has his and hers walk-in closets with build-ins. Primary bath has dual sinks with quartz counters, free standing tub and large walk-in shower. Guest Bath has large walk in shower w/jets on wall, new vanity w/quartz counters. Back yard oasis with beautiful pebble-tec salt pool w/ in ground cleaning system surrounded with kool decking. Salt cell and pool light 2026. Exterior painted 5/2026.

18443 N Borgata Drive, Surprise

5 Beds ⋅ 4 Baths ⋅ 7068443 MLS ⋅ 3,626 SqFt.

Welcome to this beautiful home designed for both comfortable living and effortless entertainment. You are greeted by a large living room which leads to a cozy den. The heart of the home is the open-concept kitchen, dining area, and family room, creating a spacious and functional layout perfect for everyday living and entertaining. A downstairs bedroom and full bathroom provide an ideal setup. Upstairs you'll find an open loft, a spacious primary suite, and three additional bedrooms, offering plenty of flexibility for family, guests, or hobbies. With stylish updates throughout and a well-designed floor plan, this home combines comfort, functionality, and modern appeal. The backyard retreat features a pool, spacious ramada, attractive hardscape, turf, storage shed and plenty of room to relax

18508 W Acapulco Lane, Surprise

3 Beds ⋅ 2 Baths ⋅ 7068423 MLS ⋅ 1,670 SqFt.

What a beautiful home with Pool, Spa, & OWNED SOLAR in Surprise Farms! Offering 3 beds + den, 2 baths, 2-car garage, and mature landscape. The interior exudes refined style with a circular foyer, abundant natural light, designer palette, vaulted ceilings, and wood-look tile flooring in all the right places. The desirable great room is paired with a fireplace! The open-concept kitchen boasts built-in appliances, granite counters, mosaic tile backsplash, a pantry, ample wood cabinetry, and an island w/breakfast bar. Versatile den for an office or TV area! The main bedroom has sliding doors to the back and an ensuite with a walk-in closet. Secondary bedrooms with plush carpet. Enjoy the spacious backyard oasis with a covered patio, artificial turf, and a sparkling pool & spa w/rock waterfall

17107 W Tara Lane, Surprise

4 Beds ⋅ 3 Baths ⋅ 7068384 MLS ⋅ 2,456 SqFt.

What's Special: South Facing Lot | North Facing Patio | Premium Location |3-Car Tandem Garage | Covered Patio | Loft. New Construction - September Completion! Built by America's Most Trusted Home Builder. Welcome to the 40-RM3 at 14796 W Smoketree Drive in Los Cielos at Rancho Mercado! This spacious two-story home offers five bedrooms, three baths, and flexible living spaces designed to fit your lifestyle. The open-concept main level features a bright kitchen with a large island, walk-in pantry, and seamless flow into the dining area and great room, creating the perfect space for gathering. A private first-floor bedroom with a full bath is ideal for guests, while the covered outdoor living area extends your entertaining space. Upstairs, a versatile loft provides room to relax, work, or play, alongside two secondary bedrooms and a laundry room. The primary suite serves as a peaceful retreat with a spacious super shower, oversized walk-in closet, and thoughtful separation from the secondary bedrooms, while the three-car tandem garage offers plenty of room for storage. A desert oasis awaits at Los Cielos at Rancho Mercado. Take your competitive spirits to the basketball and volleyball courts, breath in nature as you meander along lush walking trails, let your furry friends run free at the dog park and encourage little ones to make friends at the playground. Additional Highlights Include: paver driveway and soft water loop. Photos are for representative purposes only. MLS#7068384

14796 W Smoketree Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7068213 MLS ⋅ 1,550 SqFt.

Welcome to this charming updated single-story, 3-bedroom, 2-bath home located in the desirable Sycamore Farms community. Step inside to a bright and inviting open concept floor plan filled with tons of natural light, creating a warm and spacious feel throughout. The updated interior offers a fresh, move-in-ready space perfect for both everyday living and entertaining. Outside, enjoy low-maintenance landscaping and a covered patio, providing the perfect spot to relax and enjoy Arizona living. Offering great community amenities, including a community pool and playground. Enjoy a prime location near the Loop 303 freeway and the area's growing selection of newly developed shopping, restaurants, and entertainment, putting everything you need just minutes from home!

11679 N 165th Lane, Surprise

2 Beds ⋅ 2 Baths ⋅ 7068049 MLS ⋅ 938 SqFt.

This charming 2-BR, 2-Bath casita offers approximately 938 square feet of living space. The home features wood-look laminate and tile flooring throughout, as well as newer dual-pane windows and skylights, providing ample natural light. The property includes a full-size stackable washer and dryer, along with new shades and awnings for added comfort. In 2022, a new water heater was installed, ensuring reliable hot water access and a new A/C in 2018. The updated commodes enhance the home's functionality, and the residence is sold fully furnished with newer furniture. Your private covered patio overlooks a large greenbelt offering serene and peaceful living. Additionally, seller is offering the selling agent an incentive for quick close & also offering a buyer carryback if do desired.

14300 W Bell Road Unit 288, Surprise

2 Beds ⋅ 2 Baths ⋅ 7067906 MLS ⋅ 1,290 SqFt.

YES, THIS HOME IS FINANCEABLE! Welcome to this beautifully upgraded double-wide mobile home located inside Happy Trails RV Resort in Surprise, AZ--a 55+ active adult community with NO LAND LEASE! Recent 2024 upgrades include PAID-OFF SOLAR, newer roof, newer A/C, new carpet, new water heater, water filtration system, new dishwasher, washer & dryer, and Flex piping. With so many major improvements already completed, all that's left to do is add your personal touch and enjoy the Arizona sunshine! And the value doesn't stop there--LOW HOA DUES include trash, water, and sewer. Happy Trails offers an incredible active-adult lifestyle with a guarded entrance, post office, pickleball, dog park, clubs, activities, and plenty of opportunities to meet new friends. Whether you're looking for a winter getaway, seasonal retreat, or full-time Arizona residence, this home offers comfort, upgrades, affordability, and a vibrant social lifestyle.This is more than a home--it's the Arizona lifestyle you've been waiting for!! Some furnishings convey.

17200 W Bell Road Unit 1708, Surprise

3 Beds ⋅ 2 Baths ⋅ 7067849 MLS ⋅ 1,860 SqFt.

New construction home! This spacious layout features 3bedrooms and 2 bathrooms, and a studio providing abundant room for all your needs. The 2.5-car garage is equipped with an 8ft door for added convenience. Inside, enjoy an open floor plan designed for modern living. The kitchen is a true highlight, boasting a beautiful quartz island, and a pantry. plank wood- Tile flooring flows throughout the home, with soft carpet only in the bedrooms. Step out to the covered patio, perfect for outdoor relaxation. Located in North Copper Canyon, this home offers access to exceptional community amenities, including a gated pool, covered playground, pickleball court, and more. Welcome to The Villages by Landsea Homes-- a high-performance home with smart technology, tailored to suit your lifestyle!

23207 N 183rd Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7067603 MLS ⋅ 2,237 SqFt.

Look no further- this is it! This beautifully maintained home features 3 bedrooms PLUS den/office with numerous upgrades, including HVAC (2023), turf (2023), water heater (2025), vinyl flooring (2025), pool motor (2026), and fridge/washer/dryer (2025). The chef's eat-in kitchen features gas range, granite counters, stainless appliances, and a breakfast nook overlooking the AMAZING pool. Great room offers backyard access; separate living and dining rooms provide additional entertaining space. Spacious primary suite includes patio access and a remodeled bath with soaking tub, dual vanities, and a new tiled glass-enclosed shower! Split secondary bedrooms feature a gorgeous, updated bath. A true backyard desert oasis with sparkling pool & waterfall, mature shade trees and wonderful yard!

17760 W Ivy Lane, Surprise

3 Beds ⋅ 2 Baths ⋅ 7067575 MLS ⋅ 2,483 SqFt.

This charming home offers designer paint*3 bedrooms, one shares the hall bath, den, & 2 baths*Soring 10ft ceilings*shutters*ceiling fans*tile floors in walkways, bathrooms, family room, laundry room and kitchen* kitchen w/granite, island, pantry, SS appliances, & kitchen nook*family room features additional cabinets below the TV wall* the primary bedroom has spa like bathroom with dual sinks, soaking tub, & separate shower, walk-in closet, private toilet room* storage cabinets in laundry room & garage* beautiful backyard with access from the family room, covered patio, w/ additional slab the length of the home, lush artificial grass with a beautiful mature tree that offers additional shade*extra driveway next to the garage with a double gate for RV*Beautiful lush park across from the home*

25624 N Desert Mesa Drive, Surprise

4 Beds ⋅ 4 Baths ⋅ 7067526 MLS ⋅ 4,242 SqFt.

Very spacious 4 bedroom 3.5 bath home in a gated community. It has a family room, living room and formal dining room with a butler pantry. Features granite counter tops, kitchen island, 42 inch cabinets, walk in pantry, vaulted ceilings, double sinks in master with separate tub and shower, cabinets in laundry room and more! Backyard has covered patio and home has a 3 car tandem garage. Close to schools, shopping, parks, and highway access.

11925 N 144th Drive, Surprise

2 Beds ⋅ 2 Baths ⋅ 7067475 MLS ⋅ 1,278 SqFt.

This cul-de-sac home has the upgrades you want--ROOF 2022, HVAC 2021, Hall Bath remodeled in 2021, NEW PVC irrigation + new exterior paint in May 2026! Lovingly maintained 2bdrm/2ba home in desirable Sun City Grand (The Grand). The open floor plan features a kitchen w/granite counters, SS appl including a newer stove, backyard views, & overlooks the Great Room, making it easy to stay connected while entertaining. The spacious Owner's Suite offer bay window & walk-in closet. An inside laundry room & garage with cabinets, utility sink, + two workbenches add everyday convenience. Unwind on the extended covered patio or soak in the hot tub after enjoying The Grand's golf, tennis, pickleball, bocce, fitness centers, four pools, walking paths, dance parties, exercise and yoga classes, and more!

16028 W Autumn Sage Drive, Surprise

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