Surprise Homes with Conventional New Financing

Welcome to Surprise, Arizona – a hidden gem nestled in the heart of Maricopa County! Known for its warm climate and vibrant community spirit, Surprise offers a perfect blend of suburban tranquility and urban convenience. Just 45 minutes northwest of downtown Phoenix, this flourishing city boasts an array of recreational activities, beautiful parks, and a rich cultural scene that attracts families, retirees, and everyone in between.

Surprise is renowned for its stunning homes, many of which are available with conventional new financing options. This means that whether you’re a first-time homebuyer or looking to upgrade, you can find a property that fits your budget and lifestyle. The housing market here features a diverse selection of styles, from charming single-family homes to modern townhouses, all designed to meet the needs of today’s buyers.

As you explore the neighborhoods of Surprise, you’ll discover a welcoming community with top-rated schools, shopping centers, and dining options that cater to every palate. The city is also famous for its outdoor activities, with over 20 parks and the beautiful Surprise Recreation Campus, which hosts spring training baseball games and various community events throughout the year.

With its affordable housing options and a strong sense of community, Surprise is not just a place to live – it’s a place to thrive. Whether you’re drawn in by the beautiful homes or the rich community life, make Surprise your next destination and experience the warmth and charm that this vibrant city has to offer!

Newest Surprise Homes with Conventional New Financing

$415,995

3 Beds ⋅ 3 Baths ⋅ 7088771 MLS ⋅ 1,894 SqFt.

The ONLY new homes near SURPRISE CITY CENTER! This thoughtfully designed home offers a functional and stylish layout. The heart of the home is the kitchen which features gorgeous MODERN BROWN CABINETS, striking WHITE TILE BACKSPLASH, LAMINATE Flooring in all the right places! a flexible space that can easily function as a home office, study, PRIVATE FRONT PATIO features pavers and entry gate. This community features FANTASTIC AMENITIES such as HEATED COMMUNITY POOL, Green Belt, BBQ Grills, Playground, and Ramadas throughout. **All In Price includes no additional incentives, closing cost assistance or prepaid costs. Images are for illustrative purposes only. Home features, finishes, colors, options, and specifications may vary.

13975 W Luke Parkway Unit 166, Surprise

$415,000

4 Beds ⋅ 2 Baths ⋅ 7088700 MLS ⋅ 1,789 SqFt.

Seller concessions offered!! Your choice for points, rate buydown, or closing costs! Barely lived in!!! The same split 4-bedroom Plan 3 the builder sells new with a dirt backyard, bare windows - here the upgrades are already in. Oversized double sliding glass door opens to the extended covered patio, paver walkways, and landscaped yard on automatic irrigation. Window coverings and ceiling fans installed throughout, fresh interior repaint, and the refrigerator, washer, and dryer all stay. Split primary on a single level, no interior steps, 9-ft ceilings, granite island kitchen with walk-in pantry, wood-look tile, smart home, ENERGY STAR windows, north/south exposure. Balance of the builder's transferable structural warranty. Run the payment before you tour the models.

18148 W Daley Lane, Surprise

$674,995

4 Beds ⋅ 3 Baths ⋅ 7088694 MLS ⋅ 2,840 SqFt.

The Julia offers 2,840 square feet of thoughtfully designed single-story living with 4 bedrooms, 3 bathrooms, and a 3-car garage. A welcoming covered front porch opens to an expansive great room and chef-inspired kitchen featuring a large center island and walk-in pantry, complemented by a formal dining room and flexible living spaces. The private owner's suite showcases a spacious walk-in shower and a multi-slide door to the backyard, while a second multi-slide door in the great room creates seamless indoor-outdoor living. Situated on an oversized 11,600 sq. ft. homesite backing to green space, this home also features a double gate and an extended covered patio, offering exceptional privacy and outdoor enjoyment.

17277 W Charlotte Drive, Surprise

$375,000

4 Beds ⋅ 3 Baths ⋅ 7088640 MLS ⋅ 2,388 SqFt.

Freshly remodeled and move-in ready home in popular Surprise Farms! This spacious 4-bedroom, 3-bath home offers nearly 2,400 sq ft plus a huge loft that makes a perfect second family room, game room or home office. Recent updates include newer flooring throughout, fresh interior paint, new ceiling fans, blinds, fixtures & lighting. The large island kitchen features nice cabinetry, plenty of counter space, ss refrigerator & a walk-in pantry. Enjoy a generous primary suite with separate tub and shower plus a walk-in closet. Experience beautiful AZ evenings under covered patio in your private backyard with low-maintenance landscaping. Surprise Farms is a terrific community close to parks, schools, shopping, restaurants & entertainment. This home offers outstanding space & value- MUST SEE!

16651 N 175th Drive, Surprise

$449,900

2 Beds ⋅ 2 Baths ⋅ 7088598 MLS ⋅ 1,894 SqFt.

Welcome to this inviting 2-bedroom plus den home on a desirable corner lot in Sun City Grand! Inside, you'll find plantation shutters, a neutral color palette, and a comfortable open living space. The kitchen offers ample cabinetry and counter space, a pantry, matching appliances, and a breakfast bar. The spacious primary suite features a bay window, walk-in closet, dual sinks, and a glass-enclosed shower. The versatile den is ideal for a home office or additional guest space. Enjoy Arizona living on the covered back patio featuring convenient roll-down shades. Additional highlights include a 2-car garage and an AC and furnace replaced approximately 6 months ago. Enjoy all that Sun City Grand has to offer, including community pools, spa, and an active lifestyle.

18658 N Paloma Court, Surprise

$509,990

5 Beds ⋅ 5 Baths ⋅ 7088584 MLS ⋅ 3,270 SqFt.

This stunning two story home offers 3,270 sq ft of functional living space. It features 5 bedrooms, 4.5 bathrooms, den, loft, and a 3-car tandem garage. The open concept kitchen is perfect for entertaining, featuring a spacious island that flows into the dining area, a walk-in pantry, and stainless steel appliances. It also features white 42'' cabinets, quartz countertops, and 7x22 wood-look plank tile in all the common areas. The great room offers a large sliding glass door so you can step out into your covered patio to enjoy indoor/outdoor living in your backyard with friends and family. The second floor includes 3 additional bedrooms, oversized loft, and the primary suite with a spacious walk-in closet, double sinks, walk-in shower, and an additional linen closet for extra storage. This home also includes all appliances and interior blinds making it ready for move-in! Located in North Copper Canyon with resort-style amenities and easy access to Loop 303.

22719 N 181st Drive, Surprise

14575 W Mountain View Boulevard Unit 11119, Surprise

$240,000

2 Beds ⋅ 2 Baths ⋅ 7088557 MLS ⋅ 1,289 SqFt.

Enjoy refined resort living in this elevated ground-floor Park Place residence, ideally located just steps from the clubhouse, pool, and BBQ area. Designed for effortless entertaining and privacy, this 2-bedroom, 2-bath home features a split floor plan, sleek Pergo-style flooring, and an open kitchen finished with stainless steel appliances, granite countertops, and maple cabinetry. A private patio entrance provides convenient, direct access to your reserved parking spot, while the secure gated community offers top-tier amenities including a heated pool and spa, fitness center, theater room, business center, walking trails, and bocce ball courts.

14575 W Mountain View Boulevard Unit 11119, Surprise

$426,990

4 Beds ⋅ 3 Baths ⋅ 7088483 MLS ⋅ 2,244 SqFt.

Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender to be used toward closing costs, pre-paids, rate buy downs, &/or price adjustments. This Powderhorn offers 4 bedrooms, 3 baths, and a loft with an open, thoughtfully designed layout. The Chef's Kitchen features a stainless steel hood, gas cooktop, microwave, convection oven, classic white Shaker cabinetry, and ceramic countertops. Refrigerator, washer, dryer, and window blinds included. Enjoy a cozy rear yard and 2-car garage. Estimated completion December 2026. The new clubhouse features 2 pools, fitness center, pickleball courts, basketball court, outdoor games, and more.

16437 W Chama Drive, Surprise

$421,990

4 Beds ⋅ 3 Baths ⋅ 7088479 MLS ⋅ 2,244 SqFt.

Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender to be used toward closing costs, pre-paids, rate buy downs, &/or price adjustments. This Powderhorn offers 4 bedrooms, 3 baths, and a loft with an open, thoughtfully designed layout. The Chef's Kitchen features a stainless steel hood, gas cooktop, microwave, convection oven, upgraded warm natural cabinetry, and ceramic countertops. Refrigerator, washer, dryer, and window blinds included. Enjoy a cozy rear yard and 2-car garage. Estimated completion December 2026. The new clubhouse features 2 pools, fitness center, pickleball courts, basketball court, outdoor games, and more.

16455 W Chama Drive, Surprise

$381,990

3 Beds ⋅ 3 Baths ⋅ 7088471 MLS ⋅ 1,744 SqFt.

Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender to be used toward closing costs, pre-paids, rate buy downs, &/or price adjustments. This Silverton offers 3 bedrooms, 2.5 baths, and a loft with an open, thoughtfully designed layout. The Chef's Kitchen features a gas cooktop, stainless steel microwave and convection oven, classic Shaker white cabinetry, granite countertops, and a refrigerator. Washer, dryer, and window blinds included. Enjoy a cozy rear yard and 2-car garage. Estimated completion December 2026. The new clubhouse features 2 pools, fitness center, pickleball courts, basketball court, outdoor games, and more.

16441 W Chama Drive, Surprise

$425,000

2 Beds ⋅ 2 Baths ⋅ 7088410 MLS ⋅ 1,666 SqFt.

GATED ADULT COMMUNITY - PLANTATION SHUTTERS - GARAGE MINI-SPLIT! Why wait for new when this upgraded, well maintained home is available now? The kitchen features a large island, gas range, stainless appliances, abundant cabinetry and convenient rollout shelves for easy storage. Plantation shutters and tile flooring add a clean, finished look throughout the main living areas. Spacious primary suite with walk-in shower and dual sinks. Large laundry room with cabinets and extra storage and access to master closet. The 2.5 car garage is a standout with its own mini-split A/C, perfect for a workshop, hobby space or climate-controlled storage. Outside, enjoy a covered patio, extended pavers and easy-care landscaping. Located in a gated adult community with heated pool, lake and much more.

24914 N 172nd Drive, Surprise

$299,900

3 Beds ⋅ 2 Baths ⋅ 7088388 MLS ⋅ 1,646 SqFt.

Freshly updated, move-in ready, and packed with features that are hard to find! This 3-bedroom, 2-bath home features new LVP flooring, carpet, interior paint, and HVAC, giving the home a fresh, modern feel throughout. The kitchen offers ample cabinetry, quartz countertops, tile backsplash, and stainless steel appliances. Step outside to a covered patio and refreshing diving pool--perfect for Arizona summer days. An RV gate, dedicated RV parking pad, and 30-amp RV electrical hookup provide plenty of flexibility for your toys and recreational vehicles. The detached Solid Block C 2-car garage offers additional parking and storage, while the spacious primary suite features a generous walk-in closet. Refreshed, functional, and ready for its next owner--this is one you won't want to miss List of Improvements: New flooring Interior paint Carpet HVAC

12839 W Lundberg Street, Surprise

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