Surprise Homes with 1031 Exchange New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County that perfectly blends suburban charm with the excitement of urban living. Known for its warm climate and stunning desert landscapes, Surprise offers a welcoming community atmosphere, making it an ideal place for families, retirees, and everyone in between. With a plethora of parks, recreational facilities, and shopping centers, residents enjoy a lifestyle that balances relaxation and adventure.

Surprise is not just about beautiful weather and friendly neighbors; it’s also a hub for growth and opportunity. The city boasts a diverse range of housing options, from cozy single-family homes to spacious luxury estates. One of the standout features of the Surprise real estate market is the availability of homes that qualify for 1031 Exchange financing. This unique opportunity allows investors to defer capital gains taxes when selling one investment property and purchasing another, making it an attractive option for those looking to expand their portfolios or downsize.

With its strategic location just 45 minutes northwest of Phoenix, Surprise offers easy access to major freeways, ensuring that residents can enjoy the best of both worlds – the tranquility of suburban living and the vibrant energy of city life. Whether you're seeking a new home or looking to invest, Surprise, AZ, is a city filled with potential. Explore the possibilities today and discover why so many are choosing to call Surprise home!

Newest Surprise Homes with 1031 Exchange New Financing

14950 W Mountain View Boulevard Unit 2105, Surprise

$145,900

1 Beds ⋅ 1 Baths ⋅ 7089074 MLS ⋅ 442 SqFt.

WOW, Rarely on the market! Furnished Better than a studio ground floor off the pool and club house, with 9' ceilings, an efficient layout, and quality updates throughout. Features include wood-look laminate and tile flooring, updated appliances, custom-ordered stove, refreshed bathroom vanity, comfort-height commode, ceiling fans, wood blinds and updated fixtures. HVAC replaced in 2018, stove 2018 and refrigerator 2016. Relax and enjoy the resort-style lifestyle and abundant amenities of Sun City Grand, with shopping, dining, recreation, and everyday conveniences nearby. A fresh, stylish retreat perfect for enjoying the best of active adult living!

14950 W Mountain View Boulevard Unit 2105, Surprise

$415,000

4 Beds ⋅ 2 Baths ⋅ 7088700 MLS ⋅ 1,789 SqFt.

Seller concessions offered!! Your choice for points, rate buydown, or closing costs! Barely lived in!!! The same split 4-bedroom Plan 3 the builder sells new with a dirt backyard, bare windows - here the upgrades are already in. Oversized double sliding glass door opens to the extended covered patio, paver walkways, and landscaped yard on automatic irrigation. Window coverings and ceiling fans installed throughout, fresh interior repaint, and the refrigerator, washer, and dryer all stay. Split primary on a single level, no interior steps, 9-ft ceilings, granite island kitchen with walk-in pantry, wood-look tile, smart home, ENERGY STAR windows, north/south exposure. Balance of the builder's transferable structural warranty. Run the payment before you tour the models.

18148 W Daley Lane, Surprise

$299,900

3 Beds ⋅ 2 Baths ⋅ 7088388 MLS ⋅ 1,646 SqFt.

Freshly updated, move-in ready, and packed with features that are hard to find! This 3-bedroom, 2-bath home features new LVP flooring, carpet, interior paint, and HVAC, giving the home a fresh, modern feel throughout. The kitchen offers ample cabinetry, quartz countertops, tile backsplash, and stainless steel appliances. Step outside to a covered patio and refreshing diving pool--perfect for Arizona summer days. An RV gate, dedicated RV parking pad, and 30-amp RV electrical hookup provide plenty of flexibility for your toys and recreational vehicles. The detached Solid Block C 2-car garage offers additional parking and storage, while the spacious primary suite features a generous walk-in closet. Refreshed, functional, and ready for its next owner--this is one you won't want to miss List of Improvements: New flooring Interior paint Carpet HVAC

12839 W Lundberg Street, Surprise

$769,000

2 Beds ⋅ 3 Baths ⋅ 7088234 MLS ⋅ 2,352 SqFt.

Beautiful Craftsman Home with Exceptional Upgrades in Sterling Grove. Welcome to this stunning 2023-built Craftsman in the highly desirable Sterling Grove community! Offering 2,352 sq ft of beautifully designed living space, this 2-bedroom home features a versatile den that could easily serve as a 3rd bedroom, office, or flex space, along with 2.5 baths and an impressive 3-car garage. Step inside to a bright, spacious great room filled with natural light and designed for effortless entertaining. Two sets of sliding glass doors open to the covered rear patio, including an oversized double slider that seamlessly connects indoor and outdoor living. The gourmet kitchen is beautifully appointed with upgraded KitchenAid appliances, soft-close cabinetry throughout, a large island with sink, ...stunning charcoal quartz countertops carried throughout the home, and a generous walk-in pantry. The luxurious primary suite features a spa-inspired ensuite with a huge tiled walk-in shower, dual vanities, and a large walk-in closet. A well-appointed laundry room includes a utility sink, while the convenient mudroom provides an organized transition between the 3-car garage and main living area. Upgrades include luxury vinyl plank flooring throughout the main living areas, tile in the bathrooms and laundry room, carpeting in the bedrooms, ceiling fans in the bedrooms and great room, and window coverings throughout. Outdoor living is equally inviting with an approximately 12'6" x 14'6" covered rear patio and a welcoming covered front porch measuring approximately 19' x 10'. The spacious 3-car garage offers excellent flexibility, with one bay measuring approximately 19'6" x 11' and the double bay approximately 21'1/2" x 20', sharing a common area. This exceptional home combines Craftsman charm, thoughtful design, quality finishes, and an abundance of natural light. Beautifully maintained and move-in ready, it offers the perfect blend of comfort and style in one of Surprise's sought-after community.

17440 W Carlisle Drive, Surprise

$359,900

3 Beds ⋅ 2 Baths ⋅ 7087953 MLS ⋅ 1,513 SqFt.

Built in 2023 and move-in ready, this single-story 3 bed, 2 bath home offers 1,510 SF of near-new living with modern finishes throughout. An 8-ft entry door opens to an open floor plan with 9-ft ceilings and Emser porcelain tile across the main living areas. The great room flows to an extended covered patio, perfect for relaxing or entertaining. The kitchen features Cosentino quartz countertops, 42-in upper cabinets, an undermount sink and Whirlpool stainless steel appliances. The primary suite offers a large walk-in closet and a bath with a dual-sink vanity and walk-in shower. Front landscaping on a timed irrigation system keeps curb appeal easy, and the open backyard is a blank canvas for your pool, garden or play space.

17812 W Oberlin Way, Surprise

$909,000

5 Beds ⋅ 4 Baths ⋅ 7087913 MLS ⋅ 4,464 SqFt.

Discover the ultimate blend of luxury and comfort in this stunning 5-bedroom plus office, 3.5-bath home located within a gated community. Boasting 4,464 square feet of beautifully updated living space, this spacious home features a versatile front living room with a gas fireplace, a separate family room, and a spacious upstairs loft, ideal for a home theatre or game room. The chef's kitchen shines with granite countertops, premium stainless-steel appliances--including a gas cooktop and double ovens--a center island, and a custom walk-in pantry. Perfect for entertaining, French doors open to an incredible backyard oasis complete with a sparkling pool, a full-length covered paver patio with ceiling fans, a relaxing gazebo, a gas firepit with built-in seating, a pergola-covered built-in BBQ island, and beautiful, mature landscaping. Other features include a main-level guest suite, a lavish upstairs primary retreat featuring dual walk-in closets and a full bath, modern upgrades like new (2025) A/C units, fresh paint, and newer flooring, a 3-car garage with a service door, and an RV gate with paver driveway. This exceptional property is a must see!!

15308 W Desert Mirage Drive, Surprise

$419,000

3 Beds ⋅ 2 Baths ⋅ 7087749 MLS ⋅ 1,930 SqFt.

Not your average floor plan - and that's a good thing! This well-maintained Surprise home has a layout that gives you options, plus a backyard pool that makes Arizona summers a little more bearable. And the location? Hard to beat. You're just minutes from all the shopping, dining, and entertainment at Prasada, with even more coming to the area. Bonus: the AC was completely replaced in May 2026. A great home in a location that just keeps getting better!

16045 W Banff Lane, Surprise

$350,000

4 Beds ⋅ 2 Baths ⋅ 7087673 MLS ⋅ 1,654 SqFt.

Welcome to this beautiful Surprise home featuring a large lot and mature landscaping that creates a private, inviting outdoor setting. Enjoy plenty of room for entertaining, relaxing, gardening, or creating your own backyard retreat. Recent updates include roof and A/C, offering added peace of mind and comfort. This well-cared-for property combines valuable upgrades with generous outdoor space in a desirable Surprise location. A wonderful opportunity to own a home where thoughtful improvements and established landscaping come together.

16542 N Naegel Drive, Surprise

$409,000

3 Beds ⋅ 2 Baths ⋅ 7087346 MLS ⋅ 1,870 SqFt.

Beautifully maintained Palo Verde model offering 1,870 square feet, 3 bedrooms, and 2 bathrooms. Fresh interior paint creates a bright, move-in-ready feel, while the open-concept kitchen, dining, and living areas are ideal for entertaining. The kitchen features high-end appliances, and the spacious primary suite includes a private bath and generous closet space. Two additional bedrooms offer flexibility for guests or a home office. Enjoy added privacy in the fully fenced backyard--perfect for relaxing, pets, and outdoor gatherings. Comfort, quality, and thoughtful design come together in this exceptional Sun City Grand home!

15243 W Camino Estrella Drive, Surprise

$224,900

1 Beds ⋅ 2 Baths ⋅ 7087116 MLS ⋅ 399 SqFt.

CHARMING PARK MODEL | WINTER RETREAT | DEEDED LAND! | LOW MONTHLY HOA Looking for the perfect winter getaway? Welcome to your own little slice of paradise in Happy Trails RV Resort, a highly desirable active-adult community offering an incredible lifestyle, resort-style amenities, and endless opportunities to stay active and social. This charming 2008 park model home is thoughtfully decorated & partially furnished, making it easy to move in and start enjoying everything Happy Trails has to offer. The home features a warm & inviting atmosphere, along with a serene, cozy patio. Paritially furnished. Samsung appliances.The two-story casita-shed offers exceptional additional storage &versatility. The lower level includes an additional toilet, shower, sink, & a stackable washer / dryer. Best of all, you own the land--NO land lease! The HOA dues are only $238 per month and include water, sewer, and trash. There is also NO separate Rec-Center fee, making this an especially attractive opportunity for those looking to enjoy all Happy Trails outdoor lifestyle. Whether you're looking for a wonderful winter retreat, a seasonal getaway, or investment opportunity, this home offers freedom of landownership in one of the area's most desirable active-adult communities. Enjoy all of HT clubs, ammenities, and activities including pickleball, tennis, 4 pools and 6 spas, a dog park, and much more! Owner is a licensed Realtor.

17200 W Bell Road Unit 1475, Surprise

$699,000

2 Beds ⋅ 3 Baths ⋅ 7087086 MLS ⋅ 2,045 SqFt.

Welcome to your private oasis at Sterling Grove Golf & Country Club in Surprise, Arizona, where luxury living meets unparalleled tranquility. Nestled on an exclusive, oversized lot within the highly desirable 55+ active-adult section, this single-level-only parcel ensures the utmost privacy and a peaceful environment. The meticulously designed split floor plan features high-end upgrades throughout, perfectly blending elegance with everyday functionality. Sophisticated split-tilt shutters adorn the windows across the entire residence, allowing you to easily control the beautiful Arizona sunlight. The crown jewel of the interior is the spacious primary suite, complete with an extra-large primary closet that offers abundant wardrobe storage. Designed for the ultimate entertainer, the ... ...main living area features a magnificent 20-foot multi-panel sliding door that dissolves the barrier between the indoors and outdoors to absolute perfection. Step out onto your expansive covered patio, fully equipped with a premier built-in BBQ and electronic shade screens for effortless, year-round comfort. The backyard is a true private sanctuary, enveloped by large, mature Ficus bushes that maximize your seclusion. Here, you can spend your days relaxing by your own heated swimming pool or unwinding in the custom in-ground spa. Offering a rare combination of space, privacy, and upscale finishes, this home truly operates as a private resort within one of the West Valley's most celebrated resort-style communities. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Hone your skills at the driving range, putting and chipping greens, or in the golf simulator. This home has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, bike rides!

11486 N Northfield Street, Surprise

$430,000

3 Beds ⋅ 2 Baths ⋅ 7087012 MLS ⋅ 1,902 SqFt.

Welcome to this beautifully upgraded 3-bedroom + den, 2-bath home in Zanjero Trails! This single-level home offers over 1,900 sq. ft. with a desirable split floor plan and open great room. The stylish kitchen features quartz countertops, a large island, stainless steel appliances, gas cooktop, 42'' soft-close shaker cabinets, and walk-in pantry. Enjoy 8-ft doors, plantation shutters, and thoughtful finishes throughout. The spacious primary suite includes dual vanities, a tiled walk-in shower, and walk-in closet. Step outside to a professionally landscaped backyard with pavers, pergola, and covered patio. Conveniently located near parks, shopping, dining, brand new aquatic center, and Loop 303. Move-in ready and a must-see!

18653 W Mescal Street, Surprise

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