Cave Creek Homes with Conventional New Financing

Welcome to Cave Creek, Arizona – a charming desert town that perfectly blends the allure of the Old West with modern amenities. Nestled in the picturesque foothills of the Sonoran Desert, Cave Creek is renowned for its stunning landscapes, vibrant art scene, and a welcoming community spirit. Here, residents enjoy a slower pace of life, surrounded by breathtaking natural beauty, including the iconic Black Mountain and the lush desert flora that blooms throughout the year.

Cave Creek boasts a rich history, evident in its preserved historic buildings and local traditions. The town is a hub for outdoor enthusiasts, offering a plethora of recreational activities such as hiking, horseback riding, and mountain biking. With an array of local shops, art galleries, and delectable dining options, there’s always something to explore. The annual events, including the famous Cave Creek Rodeo, draw visitors from all around, further enhancing the town’s vibrant community atmosphere.

For those considering making Cave Creek home, you'll be pleased to know that the area offers a variety of homes with conventional new financing options. Whether you’re seeking a cozy adobe-style home or a sprawling estate with stunning views, there’s something to suit every taste and budget. The real estate market here is thriving, making it an ideal time to invest in your dream home.

In Cave Creek, you’re not just purchasing a property; you’re embracing a lifestyle rich in adventure, community, and tranquility. Let the charm of this unique town welcome you home!

Newest Cave Creek Homes with Conventional New Financing

$899,000

4 Beds ⋅ 3 Baths ⋅ 7088761 MLS ⋅ 3,497 SqFt.

Emerald Greens Living with Room to Spare in Dove Valley Ranch Sunsets, space, and smart upgrades come together in this beautiful home. This well-kept Cave Creek home in the gated community of Emerald Greens at Dove Valley Ranch is made for the Sonoran Desert lifestyle, with open floor plan living that connects easily to the outdoors. With nearly 3,500 square feet, the layout adapts to however you live. You'll find 4 bedrooms and 3 baths, plus a home office that can serve as a 5th bedroom, a loft, a dining room, and a bonus sitting room. The kitchen is the heart of the home. Slab granite counters, stainless steel appliances, and a gas range set the stage for everything from busy mornings to big holiday gatherings. An oversized pantry and a separate butler's pantry keep everything organiz and within reach. Entertain in style in this backyard retreat, complete with a covered outdoor kitchen featuring a Coyote built-in grill, ceramic Coyote Kamado cooker, granite counters, and a sink. Take a dip in the sparkling pool with a tiled water feature and pool heater for year-round enjoyment, then sharpen your short game on the private putting green. A flagstone patio with ceiling fans offers shaded space for dining and lounging, and an upstairs balcony captures the sunsets. Perfect for everything from game-day cookouts to quiet evenings under the desert sky. Space, style, and efficiency in a desert setting you'll love coming home to.

32644 N 40th Place, Cave Creek

38500 N School House Road Unit 8, Cave Creek

$859,000

2 Beds ⋅ 3 Baths ⋅ 7088492 MLS ⋅ 2,119 SqFt.

Mountain views, a premium corner lot and beautifully upgraded interiors set this 2023 Galloway Ridge home apart. The single-level Capstone floor plan features two spacious primary suites, a dedicated office and 2.5 baths. An oversized island anchors the gourmet kitchen, complemented by quartz countertops, upgraded cabinetry, stainless steel appliances, gas cooking and a built-in wine fridge. Large windows and sliding doors bring natural light into the open great room. Enjoy north/south exposure and a private backyard with a covered patio, outdoor fireplace and view fencing overlooking the community's grassy dog park. A two-car garage and community pool, spa and fitness facilities complete this inviting Cave Creek retreat.

38500 N School House Road Unit 8, Cave Creek

$6,300,000

5 Beds ⋅ 6 Baths ⋅ 7088370 MLS ⋅ 8,518 SqFt.

Stone Ranch is a rare Cave Creek estate where luxury living meets the untamed beauty of the Arizona desert. A walled estate with two gates and direct access to approximately 3 million acres of protected land, this 5 bedroom 5 bathroom private retreat offers unmatched seclusion, panoramic mountain views, and dazzling sunsets - yet remains just five minutes from downtown. The 6901 sq ft main residence tells a story at every turn, blending the spirit of the Old West with refined craftsmanship, featuring a grand living room, western-inspired saloon, media room, art gallery, collector's room, and a 450 sq ft subterranean speakeasy. Throughout the home, thoughtful artistry reveals itself in unexpected ways, including custom millwork concealing multiple hidden doors, an intentional nod to Old West design, where the finest details are discovered, not displayed. A beautifully appointed 1617 sq ft guest house mirrors the quality and intention of the main residence, offering endless views and proven income potential. Outside, the desert becomes the expansive backdrop for resort-style living. A negative-edge pool, swim-up ramada, elevated waterfall spa, and multiple fire features are set against a dramatic mountain backdrop perfect for sunset gatherings and long desert evenings. For the collector and adventurer, three attached garages (two climate controlled) provide 2821 sq ft of space to accommodate up to 14 vehicles with lifts, ideal for car collections, recreational vehicles, toys, and outdoor gear. Adventure truly begins at your doorstep, with direct access to over 900 miles of hiking and horseback riding trails, making the surrounding desert a seamless extension of the property. Set on more than 3 acres with NO HOA, Stone Ranch includes an additional flat acre, ideal for a private stable, expanded recreation, or whatever the land inspires. This is more than a home, this is a legacy property crafted for those who value natural space and true privacy while living life in luxury with room to roam.

42531 N Spur Cross Road, Cave Creek

$3,950,000

4 Beds ⋅ 5 Baths ⋅ 7088248 MLS ⋅ 4,110 SqFt.

Discover the pinnacle of modern desert luxury in this exquisite single-story residence perched on a premier hilltop lot in Echo Canyon Estates, just minutes north of the heart of Cave Creek. With a private entrance and a backyard oriented for breathtaking Arizona sunsets, this thoughtfully designed home captures panoramic mountain vistas and the serene beauty of the Sonoran Desert. Encompassing 4,110 square feet of living space plus a 1,316 square foot 4 car garage (6,266 total square feet under roof), the open-concept layout seamlessly blends elegance with everyday functionality. • 4 generously sized bedrooms, each with a private en-suite bathroom and expansive walk-in closet (4th bedroom optional) • Dedicated home office/flex space ideal for remote work or creative pursuits " Convenient powder room " Gourmet chef's kitchen flowing into an expansive great room anchored by a dramatic stone fireplace " Refined dining area with built-in wine cellar " Luxurious primary suite offering captivating saguaro forest views, an oversized walk-in closet with washer/dryer setup, and a spa-like bathroom featuring a walk-in glass shower Professionally decorated with premium finishes throughout include designer cabinetry and high-end details selected for lasting beauty and comfort. Step outside to your private resort-style backyard oasis featuring a sparkling pool with sunken spa, covered patio areas, and endless panoramic sunset views from the backyard, primary suite, and living spaces. An optional covered cabana enhances the outdoor entertainment experience. Ideally situated less than 5 minutes from vibrant downtown Cave Creek; with its charming shops, galleries, restaurants, and Western flair and only 30 minutes from the upscale dining, shopping, and cultural attractions of North Scottsdale. Enjoy the privacy and natural beauty of the Sonoran Desert while remaining close to everything. " Estimated completion: Fall 2027 " Buyer has the option to select interior finishes before December 31, 2026 " 3D virtual tours of similar models and drone video of the development available upon request Use 42240 N Sierra Vista Dr to locate the development. This is more than a home; it's a refined desert lifestyle waiting to be embraced. Experience the exceptional opportunity of a hilltop residence designed for panoramic views, modern luxury, and effortless living in one of the most desirable settings in the Cave Creek area. By Creeker Development.

6751 E Morning Star Road, Cave Creek

$1,390,000

3 Beds ⋅ 2 Baths ⋅ 7087859 MLS ⋅ 2,536 SqFt.

Equestrian Paradise - Spacious Arena + 5 Covered Stalls | This Home is a Must-See! Private 1-acre estate with NO HOA, dual gated entries, luxury updates, and premium horse amenities. Inside: 2025 remodeled kitchen with Sub-Zero & Wolf appliances, marble floors, and new Pella windows. Outdoors: Pebble Tec pool with Baja ledge, putting green, and lush landscaping. Equestrian features include a large arena, 5 covered stalls, 2 tack rooms, hay storage, auto water, and pellet feed silo. Just minutes from Cave Creek's dining, shopping, and trails! Fourth bedroom was converted to office, can easily be converted back to fourth bedroom.

30434 N 59th Street, Cave Creek

$1,300,000

3 Beds ⋅ 3 Baths ⋅ 7087809 MLS ⋅ 3,680 SqFt.

Gorgeous Sonoran Desert jewel. Custom built 3680 sq/ft luxury Finitz home. Oversized 1/3 acre lot backing onto 25 acre desert preserve. 12' ceilings in main house, 10' ceilings in casita. Natural stone, wood ceiling beams and a huge custom family room fireplace with unique wood beam mantel. French doors throughout. Dedicated 10'x8'x12' indoor storage room. 2 kitchens. Gorgeous sunken lagoon pool with 2 way waterfall and other water features. Turf Pros artificial grass backyard. Gas fireplace pit. 5300 sq/ ft under roof. Custom garage cabinets, work area. RV gate.

4502 E Sierra Sunset Trail, Cave Creek

$1,250,000

4 Beds ⋅ 3 Baths ⋅ 7087767 MLS ⋅ 3,037 SqFt.

Welcome to this beautifully maintained 4-bedroom, 3-bathroom single level 2017 built home in a gated Cave Creek community, offering privacy, mountain views, and a backyard designed for Arizona living. Fresh interior and exterior paint gives the home a clean, neutral feel, while large windows bring in abundant natural light and showcase beautiful views of Black Mountain. With just over 3,000 square feet, high ceilings, and no interior steps, the spacious floor plan offers the perfect balance of comfortable everyday living and entertaining. At the center of the home, the kitchen features granite countertops, a large island with seating, quality cabinetry, double ovens, a pantry, and reverse osmosis, all opening to the family room with surrounding mountain views. The spacious owner's suite offers dual vanities, two closets, a separate tub, and a large walk-in shower. Step outside to a private backyard that truly completes the home, featuring a beautiful pool and spa, large covered patio, natural gas fire pit, iron view fence and low-maintenance desert landscaping. Whether relaxing by the pool, enjoying the mountain backdrop, or entertaining family and friends, the outdoor space is designed for enjoying Arizona's climate year-round. Additional features include a 3-car garage and a desirable corner lot. Conveniently located near Downtown Cave Creek, Carefree, North Scottsdale, shopping, dining, and nearby hiking and biking trails.

32850 N 61st Place, Cave Creek

29606 N Tatum Boulevard Unit 243, Cave Creek

$312,000

2 Beds ⋅ 2 Baths ⋅ 7087549 MLS ⋅ 1,056 SqFt.

INCREDIBLE BUYER INCENTIVES: $4,000 MORTGAGE CONCESSION. Seller will pay up to $4,000 at closing towards your interest rate buydown if you finance with lender of sellers choice. 29606 N Tatum Blvd, Cave Creek AZ 85331 is a 1,056-square-foot condominium built in 1999. The kitchen features granite countertops, creating a well-equipped space for cooking and entertaining. A dedicated laundry room adds interior utility. The primary bedroom includes a walk-in closet for convenient storage and organization. Included 100-Day Home Warranty with buyer activation

29606 N Tatum Boulevard Unit 243, Cave Creek

$695,000

4 Beds ⋅ 3 Baths ⋅ 7087503 MLS ⋅ 2,524 SqFt.

Set in Dove Valley Estates, this single level Cave Creek home offers a private backyard designed for Arizona living, complete with a pool and plenty of space to relax or entertain. The generous lot, three car garage, and mountain views add to the home's appeal, while the open interior provides comfortable, functional living spaces. Conveniently located near shopping, dining, recreation, and the natural beauty of the surrounding desert.

4938 E Apache Rain Road, Cave Creek

$900,000

4 Beds ⋅ 4 Baths ⋅ 7087442 MLS ⋅ 3,226 SqFt.

Lifestyle, Luxury and Value! This is an opportunity to live in highly desirable Dove Valley Ranch! Premium wash lot, views, walking distance to golf course, sparkling pool, close to shopping and restaurants, too! Gated community at the end of a dead end street! Fabulous, private guest suite w/ ensuite bath and separate entry-great for aging parents, teenagers or guests!!! Updated, gourmet kitchen w/ SS appliances, gas cooktop, island w/ breakfast bar and abundant storage. Primary retreat offers backyard access and updated bath w/ double vanity and separate tub and shower. Updates and pride of ownership are evident through-out! Private backyard with sparkling pool allows you to enjoy the Arizona outdoor lifestyle-perfect for entertaining, too. 3 car garage w/ epoxy flooring, HVAC 2024 water softener and water heater were just replaced 2 weeks ago, other HVAC in 2012

32646 N 42nd Place, Cave Creek

$2,200,000

5 Beds ⋅ 6 Baths ⋅ 7087400 MLS ⋅ 4,540 SqFt.

This stunning home showcases breathtaking views of Black Mountain, vibrant sunsets, and the surrounding valley. Exceptional curb appeal welcomes you with a spacious courtyard entry and a detached guest casita. Expansive windows in the formal living room frame the spectacular scenery, while the dining room and den also capture beautiful mountain views. Designed for both entertaining and everyday comfort, the large chef's kitchen features custom cabinetry, an oversized island with seating, and opens seamlessly to the family room. Every bedroom includes its own en-suite bathroom and walk-in closet, offering privacy and convenience throughout.The split primary suite serves as a private retreat, complete with a fireplace, direct patio access, dual vanities, an oversized walk-in close soaking tub, and a separate walk-in shower. The detached guest casita is ideal for hosting family and friends or creating a private home office, complete with a kitchenette featuring a full-size refrigerator, dishwasher, and microwave. The backyard is designed for exceptional outdoor living, featuring a spacious covered patio and a fully equipped outdoor kitchen with a grill, sink, and refrigerator. Enjoy outdoor dining while taking in breathtaking sunsets and sweeping mountain views. Low-maintenance synthetic grass adds convenience, while the resort-style pool and spa showcase a beautiful stone waterfall and sun-bathing deck. Side yard with a 14' RV gate. Located in the charming town of Cave Creek, this home offers endless opportunities for dining, entertainment, outdoor recreation, and community events.

35814 N 58th Street, Cave Creek

$950,000

5 Beds ⋅ 3 Baths ⋅ 7086358 MLS ⋅ 2,582 SqFt.

Welcome to Tatum Ridge, where a premium lot and thoughtfully designed single-level floor plan create the perfect setting for Arizona living. The split layout offers privacy and an easy flow between the home's generous living spaces, including a great room with gas fireplace, formal dining area, eat-in kitchen and separate den/office. The primary suite is privately situated and features a walk-in closet, dual vanities, separate tub and shower, and private water closet. Outside, enjoy a sparkling private pool, covered patio and view fencing overlooking the natural wash and open desert beyond. A 3-car garage provides plenty of additional space, while the North Phoenix location offers convenient access to nearby shopping, dining and recreation.

26627 N 46th Place, Cave Creek

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