Cave Creek Homes with VA Loan New Financing

Welcome to Cave Creek, Arizona—a charming desert town nestled in the heart of Maricopa County, where the rugged beauty of the Sonoran Desert meets a vibrant community spirit. Known for its stunning landscapes, rich history, and a plethora of outdoor activities, Cave Creek is a hidden gem for those seeking a serene lifestyle with easy access to modern amenities.

Cave Creek boasts a unique blend of Western charm and contemporary living. The town is dotted with eclectic shops, art galleries, and delightful eateries, all set against a backdrop of breathtaking desert vistas. Nature enthusiasts will find endless opportunities for adventure, from hiking and horseback riding to golfing and exploring nearby parks. The iconic Cave Creek Regional Park offers miles of trails and stunning views, making it a favorite destination for locals and visitors alike.

For those considering a move to this picturesque town, there’s good news! Homes in Cave Creek are eligible for VA Loan financing, making it an ideal choice for veterans and active-duty military members. With competitive interest rates and no down payment options, VA Loans provide an excellent opportunity to invest in your dream home in this idyllic community. Whether you’re looking for a cozy desert retreat, a spacious family home, or a luxurious estate, Cave Creek has something for everyone.

Experience the perfect blend of tranquility and adventure in Cave Creek. Explore the possibilities today and discover why so many are choosing to call this charming town home!

Newest Cave Creek Homes with VA Loan New Financing

$2,725,000

4 Beds ⋅ 3 Baths ⋅ 7091189 MLS

Experience luxury, privacy, and breathtaking mountain views on 3.11 acres in Cave Creek! Built in 2017, this custom home offers 2,920 sq. ft., a 340 sq. ft. private casita, and a climate-controlled 35'x70' RV garage with car lift and coated floors. High-end appliances, elegant finishes, hand-carved stone fireplaces, and a spa-inspired primary bath with steam shower and second laundry in the primary closet elevate everyday living. The expansive covered patio is perfect for entertaining, while the spectacular upstairs deck offers unrivaled panoramic mountain views and unforgettable sunsets! Equestrians will love the 3 covered horse pens with automatic waterers, endless riding opportunities, and proximity to the state park. A truly exceptional desert retreat! OWNER RELATED TO LISTING AGENT

3180 E Lazy Lizard Lane, Cave Creek

5223 E Calle De Las Estrellas --, Cave Creek

$1,190,000

4 Beds ⋅ 3 Baths ⋅ 7090946 MLS

OVERSIZED 3/4 ACRE rare FOUR CAR AIR CONTROLLED GARAGE! In the premier gated community of Desert Wind! Gorgeous & PRIVATE with MAJESTIC SUNSETS! BEAUTIFUL HOME! Wonderful 4 bedroom plus a den/office. REIMAGINED WITH CLASS AND LUXURY no expense spared! Private Luxurious Primary bedroom retreat w/ INCREDIBLE CUSTOM BATH! Open flowing floor plan GOURMET kitchen quartz countertops, massive island, entertainers delight! CUSTOM DESIGNED Butler's pantry! TOTAL WOW FACTOR! Pristine and move in ready! Beautiful desert oasis breathtaking VIEWS of BLACK MOUNTAIN There are only a couple of these large lots in Desert Wind & this is only the 3rd time in 27 YEARS this one is available! INCREDIBLE HOME PRICED TO SELL TODAY! PLEASE CLICK ON supplement tab for additional information. PICTURES WILL BE TODAY 5223 E. Calle De Las Estrellas The home is an open layout for the common space allowing for great entertaining and beautiful mountain and sunset views through the oversized rear windows. There are 4 bedrooms, 3 full bathrooms, plus a den/office. The entire home is finished in plank flooring with exception of the laundry and baths which are tiled. Chef's Kitchen and Walk-In Pantry featuring: Solid cabinets (Ply boxes, dovetail drawers, all hardwood faces) Quartz counters and backsplash Extra-large island for entertaining GE Cafe' Appliances with 36" dual fuel (gas stove top, electric oven) Blanco sink with Kohler fixtures Beverage center Coffee Bar LED over and under cabinet lighting Hidden under cabinet electrical receptacles Primary Suite with: Terrazzo walk in shower hosting 2 shower heads and separate wand spryer and bench Double vanity & Linen cabinet Double back lit mirrors Vessel soaking tub Kohler fixtures Closet with large built-in dresser and hanging storage with extra tall storage for other items Spacious 4-car garage featuring: Mr. Cool 24K mini-split air conditioner Husky Heavy Duty storage cabinets and work bench system Epoxy coated floors Fully Insulated walls and ceilings LED flat panel lighting Fully insulated doors Wall Mount openers Guardian wall organizer system Energy, Comfort, & Systems: Both new Trane variable speed ac units and air handlers Foam roof full tear-off and replace New Anlin windows and patio sliding door Recently painted exterior Whole home water filter New variable speed pool pump New pool filter Lot & Community Oversized 3/4 acre lot at end of cul de sac with unobstructed mountain views Quiet gated community Fenced in primary area of yard with large patio and pool Buyer and buyer's representatives to complete their own due diligence, seller nor seller's representatives do not warrant nor guarantee the information provided.

5223 E Calle De Las Estrellas --, Cave Creek

29606 N Tatum Boulevard Unit 216, Cave Creek

$325,000

2 Beds ⋅ 2 Baths ⋅ 7090895 MLS

**NEW HVAC UNIT & NEW HOT WATER HEATER!** Welcome to Terra Vista at Tatum Ranch! This desirable second-floor end unit overlooks the community pool for enjoyable Arizona outdoor living. The open 2-bedroom, 2-bath floor plan offers 9-foot ceilings, a spacious great room, gas cooking, and walk-in closets in both bedrooms. The primary suite includes a private bath and patio access. Community amenities include a heated pool and spa, fitness center, and clubhouse. Conveniently located near shopping, dining, golf, trails, Cave Creek, and North Scottsdale. A great opportunity for a full-time residence, seasonal getaway, or lock-and-leave Arizona retreat.

29606 N Tatum Boulevard Unit 216, Cave Creek

$1,150,000

4 Beds ⋅ 2 Baths ⋅ 7090417 MLS

Discover the charm of true desert living in this traditional single-level home set on just over an acre in quiet, unincorporated Maricopa County where wide-open space, privacy & freedom from HOA create the perfect backdrop for your lifestyle. This spacious 4-bedroom, 2 bath residence offers 2667 sq. ft. of comfortable living, thoughtfully designed for both everyday ease & relaxed entertaining. A warm, welcoming layout flows through generous living areas, highlighted by natural light & classic character. The well-appointed kitchen anchors the home w/ ample cabinetry & room to gather. The 4 bedrooms are generously sized, including a tranquil primary suite w/ its own ensuite bath. Outside, the 1.133-acre lot provides room to breathe & endless possibilities whether you envision outdoor living spaces, a workshop, guest casita or space for recreational toys and a swimming pool. The properties tucked-away location delivers a peaceful rural feel while still offering convenient access to here nearby amenities, major routes and all the benefits of the Valley. Animal lovers will really like this property as it has room to expand for all animals. A rare opportunity to enjoy true Arizona living space, privacy and no HOA restrictions. This is desert living at its best.

6032 E Skinner Drive, Cave Creek

$1,181,548

4 Beds ⋅ 4 Baths ⋅ 7090063 MLS

31622 N 42nd Place, Cave Creek

$720,000

4 Beds ⋅ 3 Baths ⋅ 7089226 MLS

Desert & mountain views, private pool + no neighbor behind you in the gated Ocotillo enclave of Dove Valley Ranch in Cave Creek. 4 bed/2.5 bath backs to a natural desert wash w/ view fencing framing open Sonoran Desert + Black Mountain. Private backyard w/ sparkling pool + extended covered patio for dining & lounging. Great room w/ custom built-in + plantation shutters. Kitchen w/ granite counters, island w/ breakfast bar, stainless appliances + bay window nook. Oversized upstairs primary w/ vaulted ceiling, picture windows + private sunset balcony, en suite bath + walk-in closet. Downstairs bedroom/office w/ French doors. Community w/ Robert Trent Jones Jr. golf course, walking paths + dark starry skies. Minutes to Cave Creek dining, Spur Cross trails, Carefree, Desert Ridge + Loop 101

4208 E Desert Sky Court, Cave Creek

$1,084,233

4 Beds ⋅ 4 Baths ⋅ 7088956 MLS

A hidden enclave of traditional single-story residences each boasting an oversized lot that embraces the north valley's desert living in Cave Creek, Arizona. This upgraded home features upgraded cabinets, countertops, and wood plank tile flooring. The upgraded backyard landscaping makes this home turn key. This home will be completed in January 2027.

31709 N 42nd Place, Cave Creek

$899,000

4 Beds ⋅ 3 Baths ⋅ 7088761 MLS

Sunsets, space, and smart upgrades come together in this beautiful home. This well-kept Cave Creek home in the gated community of Emerald Greens at Dove Valley Ranch is made for the Sonoran Desert lifestyle, with open floor plan living that connects easily to the outdoors. With nearly 3,500 square feet, the layout adapts to however you live. You'll find 4 bedrooms and 3 baths, plus a home office that can serve as a 5th bedroom, a loft, a dining room, and a bonus sitting room. The kitchen is the heart of the home. Slab granite counters, stainless steel appliances, and a gas range set the stage for everything from busy mornings to big holiday gatherings. An oversized pantry and a separate butler's pantry keep everything organiz and within reach. Entertain in style in this backyard retreat, complete with a covered outdoor kitchen featuring a Coyote built-in grill, ceramic Coyote Kamado cooker, granite counters, and a sink. Take a dip in the sparkling pool with a tiled water feature and pool heater for year-round enjoyment, then sharpen your short game on the private putting green. A flagstone patio with ceiling fans offers shaded space for dining and lounging, and an upstairs balcony captures the sunsets. Perfect for everything from game-day cookouts to quiet evenings under the desert sky. Space, style, and efficiency in a desert setting you'll love coming home to.

32644 N 40th Place, Cave Creek

$1,250,000

4 Beds ⋅ 3 Baths ⋅ 7088720 MLS

Highly sought-after Torrey Pines floorplan in gated Cave Creek community! Quiet and amenity-rich, with parks and walking paths just outside your door, backing to a private desert wash. High ceilings and abundant natural light make this split floorplan home feel expansive. The backyard is a true retreat: travertine tile, a built-in gas fireplace, built-in jacuzzi, built in bbq and your own putting green, surrounded by lemon, orange, and grapefruit trees. The indoor-outdoor elements blend seamlessly and the open and spacious layout are just part of what this model so desirable, with a perfect setup to entertain or just provide room for the whole family. Practical upgrades include a tankless gas water heater and an epoxy-coated garage floor with built-in storage. Come see Lone Mountain!

5815 E Sierra Sunset Trail, Cave Creek

38500 N School House Road Unit 8, Cave Creek

$859,000

2 Beds ⋅ 3 Baths ⋅ 7088492 MLS

Mountain views, a premium corner lot and beautifully upgraded interiors set this 2023 Galloway Ridge home apart. The single-level Capstone floor plan features two spacious primary suites, a dedicated office and 2.5 baths. An oversized island anchors the gourmet kitchen, complemented by quartz countertops, upgraded cabinetry, stainless steel appliances, gas cooking and a built-in wine fridge. Large windows and sliding doors bring natural light into the open great room. Enjoy north/south exposure and a private backyard with a covered patio, outdoor fireplace and view fencing overlooking the community's grassy dog park. A two-car garage and community pool, spa and fitness facilities complete this inviting Cave Creek retreat.

38500 N School House Road Unit 8, Cave Creek

$6,300,000

5 Beds ⋅ 6 Baths ⋅ 7088370 MLS

Stone Ranch is a rare Cave Creek estate where luxury living meets the untamed beauty of the Arizona desert. A walled estate with two gates and direct access to approximately 3 million acres of protected land, this 5 bedroom 5 bathroom private retreat offers unmatched seclusion, panoramic mountain views, and dazzling sunsets - yet remains just five minutes from downtown. The 6901 sq ft main residence tells a story at every turn, blending the spirit of the Old West with refined craftsmanship, featuring a grand living room, western-inspired saloon, media room, art gallery, collector's room, and a 450 sq ft subterranean speakeasy. Throughout the home, thoughtful artistry reveals itself in unexpected ways, including custom millwork concealing multiple hidden doors, an intentional nod to Old West design, where the finest details are discovered, not displayed. A beautifully appointed 1617 sq ft guest house mirrors the quality and intention of the main residence, offering endless views and proven income potential. Outside, the desert becomes the expansive backdrop for resort-style living. A negative-edge pool, swim-up ramada, elevated waterfall spa, and multiple fire features are set against a dramatic mountain backdrop perfect for sunset gatherings and long desert evenings. For the collector and adventurer, three attached garages (two climate controlled) provide 2821 sq ft of space to accommodate up to 14 vehicles with lifts, ideal for car collections, recreational vehicles, toys, and outdoor gear. Adventure truly begins at your doorstep, with direct access to over 900 miles of hiking and horseback riding trails, making the surrounding desert a seamless extension of the property. Set on more than 3 acres with NO HOA, Stone Ranch includes an additional flat acre, ideal for a private stable, expanded recreation, or whatever the land inspires. This is more than a home, this is a legacy property crafted for those who value natural space and true privacy while living life in luxury with room to roam.

42531 N Spur Cross Road, Cave Creek

$1,285,000

3 Beds ⋅ 3 Baths ⋅ 7087809 MLS

Stunning Sonoran Desert Jewel. Custom built 3680 sq/ft of luxury by FINITZ Custom Homes. 3 master bedrooms. Walled front courtyard. Oversized 1/3 acre lot backing onto 20+ acre hikeable desert preserve. 12' ceilings throughout main house, 10' ceilings in the attached 900 sq ft MULTI GENERATIONAL/FUNCTIONAL casita. Accommodate short or long term (funded) guests. The house features huge windows, natural stone accents, wood ceiling beams and a custom family room fireplace with wood beam mantel. French doors throughout. Fresh paint. Massive 800 cu/ft, temp controlled indoor storage room. Gorgeous sunken Pebbletech lagoon pool with 2 way pond waterfall. SUB ZERO and DACOR appliances. Artificial grass yard. Gas fire pit. 5300 sq/ ft under roof. Garage cabinets. RV gate. Cave Creek is the next Cupertino!!

4502 E Sierra Sunset Trail, Cave Creek

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