Gilbert Homes with FHA New Financing

Welcome to Gilbert, Arizona – a vibrant town nestled in the heart of Maricopa County, where the charm of small-town living meets the conveniences of modern life. Known for its friendly community, Gilbert has transformed from an agricultural hub into one of the fastest-growing cities in the nation. With its picturesque parks, top-rated schools, and thriving local businesses, Gilbert offers a perfect blend of suburban tranquility and urban excitement.

As you explore the real estate options in this dynamic city, you’ll find a variety of homes available, including those eligible for FHA financing. The Federal Housing Administration (FHA) loans are designed to make homeownership accessible to a broader range of buyers, and Gilbert's housing market is welcoming to those looking to take advantage of these opportunities. Whether you’re a first-time homebuyer or looking to upgrade, FHA financing can help you secure your dream home with a lower down payment and more flexible credit requirements.

Gilbert’s neighborhoods boast a diverse array of architectural styles, from charming single-family homes to modern townhouses, all set against a backdrop of stunning desert landscapes. Residents enjoy an active lifestyle, with ample recreational activities, including hiking trails, golf courses, and community events that foster a strong sense of belonging.

Discover the warmth and vibrancy of Gilbert, where your dream home awaits, and take the first step toward making this remarkable city your new home with the help of FHA financing. Embrace the lifestyle that Gilbert has to offer and experience the perfect balance of comfort, convenience, and community.

Newest Gilbert Homes with FHA New Financing

$415,000

3 Beds ⋅ 2 Baths ⋅ 7088726 MLS ⋅ 1,214 SqFt.

Single-level home on a quiet Gilbert street with 3 bedrooms, 2 baths, 9 ft ceilings & an open floor plan. The HVAC system was replaced in 2025. The eat-in kitchen has a breakfast bar, smooth top stove, built-in microwave & a reverse osmosis system for filtered drinking water. Ceiling fans in every room, 2 panel doors & 2'' faux wood blinds throughout. The primary suite includes a full bath & walk-in closet. An owned security system, security screen door & interior fire sprinklers add peace of mind. Out back, the extended wraparound yard & covered patio give you room to relax, with low-maintenance desert landscaping & block fencing for privacy. Tile roof & 2-car garage. 2 community parks, Gilbert Unified schools & quick access to the Loop 202 & US60. Hurry & make this your new home!

862 S Colonial Drive, Gilbert

$397,500

3 Beds ⋅ 3 Baths ⋅ 7088718 MLS ⋅ 1,422 SqFt.

Bright, modern, and move-in ready--this highly desirable end-unit townhome offers 3 spacious bedrooms, 2.5 baths, and 1,422 square feet of stylish, functional living space. Enjoy added privacy, abundant natural light, and only one shared wall, giving you the peaceful feel of a single-family home with complete low- maintenance living. The open-concept main level features sleek luxury flooring, beautiful cabinetry, and premium quartz countertops--perfect for everyday living and entertaining. Situated in a prime Gilbert location within the sought-after Layton Lakes community, you'll love the resort-style lifestyle complete with scenic lakes, miles of walking and biking trails, parks, and top-rated schools nearby. Don't miss this turnkey gem!

779 E Beauchamp Drive Unit 101, Gilbert

$440,000

3 Beds ⋅ 3 Baths ⋅ 7088674 MLS ⋅ 1,661 SqFt.

Welcome to your move in ready home in Cooley Station. This 3 bed 2.5 bathroom home is located next to everything! You will love the low maintenance landscaping and 2 car garage. Come take a look!

3626 E Larson Lane, Gilbert

$429,900

3 Beds ⋅ 2 Baths ⋅ 7088573 MLS ⋅ 1,349 SqFt.

Welcome home to your Arizona dream! Nestled on an X-large corner lot in one of Gilbert's most desirable neighborhoods, this charming 3-bed, 2-bath single-level home is ready for you to make it your own! Bright, open living with vaulted ceilings and natural light streaming in every day! No interior steps. The kitchen boasts granite countertops and flows into the dining area--perfect for everyday living and entertaining. The oversized primary private retreat features a soaking tub, an updated tile shower & spacious walk-in closet. The covered patio overlooks a generous backyard -- ideal for relaxing, barbecues, or creating your outdoor oasis. Quiet streets, sought-after location, and the lifestyle you've been looking for. Next Chapter Starts Here! AZ Licensed RE Agent - related to se

1457 N Birch Street, Gilbert

$875,000

4 Beds ⋅ 4 Baths ⋅ 7088555 MLS ⋅ 3,404 SqFt.

Some homes are upgraded. Others are thoughtfully transformed around the way people actually live. Welcome to 3759 E Powell Way, located in the highly sought-after Seville community of Gilbert and positioned on a special lot backing directly to community green space with no immediate neighbor behind and sweeping views of the San Tan Mountains. Thoughtfully and extensively upgraded in recent years, this home offers an incredibly versatile layout designed for everyday family living, entertaining, working from home and true multigenerational living. One of the standout features is the attached guest casita, complete with its own kitchenette, full bathroom and living space. The space offers exceptional flexibility for extended family, long-term guests, adult children, a private home office, studio, gym or home-based business while still remaining conveniently connected to the main residence. The backyard has been transformed into a private outdoor retreat. A PebbleTec pool with heater and grotto anchors the space, complemented by artificial turf, a putting green, outdoor BBQ and media area, and an extended covered patio with an electric louvered pergola and integrated lighting. Beyond the yard, the neighboring community park and open green space create an expansive backdrop with beautiful views toward the San Tan Mountains. Throughout the property, the owners have made thoughtful improvements focused on comfort, functionality and long-term enjoyment. Major mechanical upgrades include two new 4-ton variable-speed HVAC systems installed in 2024, along with additional exterior improvements such as an extended paver driveway, refreshed landscaping and permanent architectural lighting wrapping both levels of the home. Living in Seville adds another layer to the experience. The community is known for its parks, green space and neighborhood feel, while optional membership opportunities at Seville Golf & Country Club provide access to championship golf, resort-style aquatics, fitness facilities, tennis and pickleball, dining, social activities and more. The surrounding Gilbert area also offers convenient access to shopping, dining, recreation and the continued growth of the southeast Valley. What makes 3759 E Powell Way especially difficult to replicate is the combination of its park-backing lot, San Tan Mountain views, extensively upgraded outdoor living, attached guest casita and flexible floor plan, all within one of Gilbert's signature communities.

3759 E Powell Way, Gilbert

$749,000

4 Beds ⋅ 3 Baths ⋅ 7088538 MLS ⋅ 2,874 SqFt.

A single-level VIP Homes build in Gilbert, thoughtfully refreshed inside & out. Vaulted ceilings run throughout all 2,874 sq ft & the split floorplan gives the primary suite real separation from the secondary bedrooms. No steps anywhere makes it easy to live in at every stage. The kitchen has been beautifully updated, the bathrooms redone to match, with further improvements throughout, including a water softener. Outside, fresh exterior paint, mature landscaping & a refreshed backyard finish the picture. North-south exposure keeps the front & rear out of the harshest east & west sun, keeping the backyard comfortable into the late afternoon. A 3-car garage adds room for vehicles, storage or a workshop. Well built from the start & cared for since, it is ready for its next owner on day one.

89 E Elgin Street, Gilbert

$625,000

3 Beds ⋅ 2 Baths ⋅ 7088491 MLS ⋅ 1,866 SqFt.

More than a home--it's a lifestyle! This clean--NO PET home is energy-efficient . It feels like new and beautifully blends indoor and outdoor living. Charming stone accents, artificial turf, and pavers create inviting curb appeal. Inside, 3 bedroom with a den/office. The spacious great room features an open floor plan and flows into an upgraded gourmet kitchen with a large island, granite sink, wall mount microwave & ovens, stainless steel appliances, and a generous pantry. The primary suite offers a beautifully upgraded bath with a large walk-in shower and dual sinks and HUGE Walk in Closet. Enjoy effortless entertaining through the four-panel sliding glass door, opening to a low-maintenance backyard with a covered patio, pavers, BBQ area, and hot tub. Additional features include a gas range and water heater, water softener, newer dishwasher, dual-pane Low-E windows, SEER 16 A/C, quiet garage door opener, Arlo security system, front-door camera, and smart-access front door lock. The HOA maintains the front yard, making everyday living even easier. Enjoy resort-style community amenities including pools, spas, playgrounds, basketball courts, walking paths, and abundant green space. Ideally located near Verde at Cooley Station, shopping, dining, Loop 202, and SanTan Village, with community events that keep Cooley Station connected and lively. Low-maintenance living, thoughtful upgrades, and a wonderful sense of community--welcome home!

3757 E Perkinsville Street, Gilbert

$540,000

3 Beds ⋅ 2 Baths ⋅ 7088251 MLS ⋅ 1,834 SqFt.

NEWER ROOF REPLACED IN 2022! Welcome to this 3-bedroom, 2-bath home offering 1,834 sq ft in a prime Gilbert location. Step outside and you'll quickly see what makes this home special--a beautiful resort-style backyard featuring a sparkling pool, low-maintenance turf, and a pergola perfect for relaxing or entertaining. The property also features an RV gate, providing additional flexibility for your toys, trailers, or extra storage. Inside, you'll find a functional layout with plenty of space to make your own. With a newer roof, an incredible backyard, and a convenient Gilbert location, this home checks all the boxes for Arizona living!

4326 E Ford Avenue, Gilbert

$4,500,000

5 Beds ⋅ 8 Baths ⋅ 7088164 MLS ⋅ 6,831 SqFt.

Where timeless elegance meets Arizona heritage — this iconic Victorian-inspired estate rests on 6.175 irrigated acres in the heart of Gilbert, offering an unmatched blend of luxury, privacy, and equestrian living just minutes from vibrant Downtown Gilbert and SanTan Village. Spanning 6,831 sq ft with 5 bedrooms and 7 bathrooms, the home showcases 12' ceilings, a sweeping grand staircase, stained glass details, and handcrafted millwork throughout. The main-level primary suite features dual walk-in closets, while the fully finished basement includes a kitchenette, full bath, and generous storage. Step outside to a resort-style pool, lush irrigated grounds, multiple covered patios, and full equestrian amenities including a 36×64 shop, hay barn, and stalls. With no HOA, a private gated

2025 S Val Vista Drive, Gilbert

$665,000

4 Beds ⋅ 4 Baths ⋅ 7088148 MLS ⋅ 2,834 SqFt.

2,834 SF Gilbert home with a private-entry guest suite, RV gate, hot tub/spa and large cul-de-sac lot. Located in Ashley Heights near Loop 202, SanTan Village, shopping, dining & entertainment. The flexible floor plan offers 4 bedrooms, 3.5 baths, an upstairs loft/flex space and a separate guest suite with its own exterior entrance, full bath & closet. Ideal for multigenerational living, extended-stay guests or a private home office or studio. Fresh interior paint throughout plus a remodeled primary shower. Outside you'll find a covered patio, spacious backyard, hot tub/spa, RV gate with additional parking, generous side yards and room for outdoor living, storage and toys. Multiple living and dining spaces provide flexibility for everyday life, entertaining and working from home. PROPERTY HIGHLIGHTS: 4 bedrooms | 3.5 baths | 2,834 SF | Private-entry guest suite with full bath + closet | Upstairs loft/flex space | Fresh interior paint | Remodeled primary shower | RV gate + additional parking | Hot tub/spa | Large cul-de-sac lot | Generous side yards | Covered patio | Multiple living + dining spaces. The main living areas offer plenty of room to gather, with a formal dining area, eat-in kitchen and breakfast bar. Upstairs, the loft and additional flex space create options for a game room, homework area, home office or second living space. Secondary bedrooms are generously sized, while the primary suite features a remodeled shower, dual-sink vanity and walk-in closet. The separate-entry guest suite adds another layer of flexibility for extended-stay guests, multigenerational living or a private workspace. Buyer to independently verify any potential rental use, HOA requirements and applicable municipal restrictions. Outside, the large lot provides something increasingly valuable: room. The RV gate and additional parking create space for recreational vehicles, trailers or toys, while the generous side yards add useful storage and outdoor possibilities. The backyard includes a covered patio and hot tub/spa with plenty of room to gather, relax or make the outdoor space your own. Fresh paint gives the interior a clean start, the floor plan gives everyone room to spread out, and the backyard is ready for Arizona evenings in the spa or under the covered patio. It's a comfortable, spacious Gilbert home with something that's getting harder to find: enough flexibility to change right along with the people who live here.

4184 E Dublin Court, Gilbert

$635,000

3 Beds ⋅ 3 Baths ⋅ 7088122 MLS ⋅ 1,659 SqFt.

LIVE IN THE HEART OF DOWNTOWN GILBERT! This beautifully upgraded 3-bedroom, 2.5-bath townhome offers modern style, an unbeatable location and low-maintenance living. The bright, open floor plan features quartz countertops, gorgeous cabinetry, stainless appliances, designer finishes and a beautiful primary suite. The showstopper is the ROOFTOP DECK--perfect for entertaining, relaxing and enjoying Arizona evenings! Located in gated Aspire at Heritage District with a heated community pool, 2-car garage and private patio. Best of all, you're just steps from Downtown Gilbert's restaurants, shopping, nightlife and entertainment. Stylish, move-in ready and right where everyone wants to be!

163 E Hearne Way, Gilbert

$795,000

3 Beds ⋅ 3 Baths ⋅ 7088104 MLS ⋅ 2,758 SqFt.

Beautifully remodeled 3 Bed + Bonus Room / 2.5 Bath single-level home in a prime Gilbert location with a lush green park right outside the front door! An extensive 2024 remodel transformed the kitchen, bathrooms, laundry room and more with thoughtful custom finishes and high-end details throughout. Charming stone accents, low-maintenance landscaping, a paver driveway and iron gate leading into the private front courtyard create great curb appeal. Inside, the open and flexible floor plan features wood-plank flooring, plantation shutters, custom wood trim beneath the windows and abundant cabinetry for storage. The remodeled kitchen is a standout and opens directly to the Great Room, creating a wonderful space for everyday living and entertaining. Features include soft-close cabinetry with pull-out storage, quartz & granite countertops, SS appliances, induction cooktop, custom range hood, beverage cooler, touch faucet, walk-in pantry, breakfast nook and a large island with seating. The spacious primary suite offers dual vanities and separate walk-in closets. The primary and secondary baths were fully remodeled with custom tile surrounds, new tile flooring, quartz countertops, updated lighting and new plumbing fixtures. The half bath was also remodeled with a new vanity, quartz countertop, updated lighting and plumbing fixtures. The Huge Bonus Room gives you incredible flexibility and can be used as a second living area, game room, office, gym, teen room, playroom or potentially converted into additional bedroom space. Out back, enjoy a covered patio, putting green, and mature orange and lemon trees. Enjoy a harvest of your own fresh citrus! Conveniently located near the Loop 202, Discovery Park, SanTan Village, Gilbert Regional Park, shopping, dining, entertainment, fitness, medical facilities and Mesa Gateway Airport. Energy-efficient features include spray foam insulation, 2x6 high-performance wall construction, Low-E windows, programmable thermostat, dual-flush toilets, fresh-air intake, weather-sensing irrigation and water-efficient fixtures.

2950 E Derringer Way, Gilbert

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